This is a legal agreement between you and STREAMCENTRAL, doing business as streamcentral.online and hereafter referred to as the "Company" governing your use of the Company's websites.

General Terms Of Use

PLEASE READ THIS TERMS OF SERVICE AGREEMENT (THE "TERMS OF SERVICE" OR "TERMS") CAREFULLY. BY ACCESSING IT OR USING THIS WEBSITE OR ANY OTHER WEBSITES OF STREAMCENTRAL, ITS AFFILIATES OR AGENTS ("COMPANY" or "WE") WITH LINKS TO THIS AGREEMENT (COLLECTIVELY, THE "WEBSITE") IN ANY WAY, INCLUDING USING THE SERVICES AND RESOURCES AVAILABLE, ENABLED OR OFFERED BY COMPANY (EACH, A "SERVICE" AND COLLECTIVELY, THE "SERVICES"), COMPLETING THE REGISTRATION PROCESS (IF REQUIRED), SUBSCRIBING TO STREAMCENTRAL SERVICE, DOWNLOADING ANY OF COMPANY'S MOBILE APPLICATIONS (EACH, AN "APPLICATION"), SUBMITTING ANY CONTENT OR QUESTIONS, AND/OR MERELY BROWSING THE WEBSITE, YOU ("MEMBER" OR "YOU") AGREE THAT (1) YOU HAVE READ, UNDERSTAND AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE WITHOUT MODIFICATION, (2) YOU ARE OF LEGAL AGE TO FORM A BINDING CONTRACT WITH THE COMPANY, AND (3) YOU HAVE AUTHORITY TO ENTER INTO THESE TERMS OF SERVICE. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF SERVICE IN THEIR ENTIRETY, YOU MAY NOT ACCESS OR USE THIS WEBSITE OR THE SERVICES. THE SERVICES MAY CONSIST OF THE FOLLOWING, WITHOUT LIMITATION: INFORMATIONAL CONTENT. THE WEBSITE ACTS SOLELY AS AN INTERFACE TO HOST CONTENT AND AI POWERED VIRTUAL ADVISORS, AND AS A THIRD-PARTY PAYMENT NETWORK. THE ADVISORS ARE ALSO MEMBERS OF THE SITE AND NOT EMPLOYEES OF THE COMPANY. COMPANY DOES NOT VERIFY THE DEGREES, QUALIFICATIONS, CREDENTIALS OR BACKGROUND OF THE ADVISORS. COMPANY DOES NOT REFER, ENDORSE, RECOMMEND, VERIFY, EVALUATE OR GUARANTEE ANY ADVICE, INFORMATION OR OTHER SERVICES PROVIDED BY THE ADVISORS, THE AI POWERED VIRTUAL ADVISORS, OR BY THE COMPANY, NOR DOES IT WARRANT THE VALIDITY, ACCURACY, COMPLETENESS, SAFETY, LEGALITY, QUALITY, OR APPLICABILITY OF THE CONTENT, ANYTHING SAID OR WRITTEN BY, OR ANY ADVICE PROVIDED BY, THE ADVISORS OR THE AI POWERED VIRTUAL ADVISORS UPDATES TO THESE TERMS WE MAY AMEND THESE TERMS OF SERVICE AT ANY TIME IN OUR DISCRETION. PLEASE CHECK THE "LAST UPDATED" LEGEND AT THE TOP OF THIS PAGE TO SEE WHEN THESE TERMS OF SERVICE WERE LAST REVISED. A CURRENT VERSION OF THIS AGREEMENT SHOWING THE EFFECTIVE DATE IS ALWAYS AVAILABLE AT THIS LOCATION. WE ENCOURAGE YOU TO PERIODICALLY REVIEW THESE TERMS TO SEE IF THERE HAVE BEEN ANY CHANGES THAT MAY AFFECT YOU. CHANGES TO THESE TERMS WILL BE EFFECTIVE IMMEDIATELY FOR NEW USERS OF THE SITE OR ASSOCIATED SERVICES. HOWEVER, IF WE MAKE ANY MATERIAL CHANGES TO THESE TERMS OF SERVICE, WE WILL NOTIFY EXISTING USERS BY PROMINENTLY POSTING NOTICE OF THE CHANGES ON THE WEBSITE. ALL CHANGES TO THESE TERMS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING TO THE WEBSITE, WITHOUT ANY DELAY. IF YOU DO NOT AGREE TO THE REVISED TERMS OF SERVICE, YOU MUST DISCONTINUE USING THE WEBSITE AND ASSOCIATED SERVICES. YOU AGREE THAT YOUR CONTINUED USE OF THE WEBSITE OR SERVICES AFTER NOTICE OF SUCH CHANGES TO THE TERMS SHALL SIGNIFY YOUR ACCEPTANCE OF SUCH CHANGES. AUTHORIZED USE Your right to use the Applications, the Website, the Services, and all Content and Services made available by the Company, its suppliers, and/or advertisers on or in, or purchased through, the Company Properties (collectively, the "Company Properties") is personal to you. You are permitted to use the Company Properties solely for your own personal use. You are solely responsible for the contents of your transmissions through the Company Properties. Your use of the Company Properties is subject to all applicable local, state, national and international laws and regulations. You agree: (a) to comply with all applicable statutes, orders, regulations, rules, and other laws, including such laws regarding the transmission of technical data exported from the United States through the Company Properties; (b) not to use the Company Properties for any fraudulent or illegal purposes; (c) not to take any action to interfere with the Website or any other user's use of the Website and to respect the rights and dignity of others; (d) not to interfere or disrupt networks connected to the Company; (e) to comply with all applicable regulations, policies and procedures of networks connected to the Company Properties; (f) not to use any data mining, robots or similar data gathering and extraction methods in connection with the Company Properties; (g) not to post, upload, share, transmit, distribute, facilitate distribution of or otherwise make available to or through the Website any unlawful, infringing, harmful, harassing, defamatory, threatening, intimidating, fraudulent, tortious, vulgar or otherwise objectionable material of any kind, including unauthorized or unsolicited advertising; (h) not to reproduce, duplicate or copy any portion of the Website, except as authorized by this Agreement; (i) not to sell, resell or otherwise exploit for any commercial purposes any portion of, the use of or access to the Website without the prior written consent of the Company; (j) not to impersonate any person or entity, falsely state or otherwise misrepresent your affiliation with any person or entity in connection with the Website, or express or imply that we endorse any statement you make; (k) not to post or otherwise transmit messages that may tend to restrain trade, or encourage or facilitate an agreement on: prices, discounts, terms or conditions of sale; allocation of markets or territories; or selection, rejection, or termination of business relationships or suppliers; (l) not to remove any copyright, trademark or other proprietary rights notice from the Website or other Company Properties; (m) not to violate or attempt to violate the security of the Website; (n) not to disseminate on the Website any viruses, worms, spyware, adware or other malicious computer code, file or program that is harmful, invasive or may or is intended to damage or hijack the operation of, or monitor the use of, any hardware, software or equipment; (p) not to assist or permit any persons in violating this Agreement or applicable statutes, orders, regulations, rules, and other laws governing the use of the Website. (q) not to frame or utilize framing techniques to enclose any trademark, logo, or other Company Properties (including images, text, page layout or form) of the Company; (r) not to use any metatags or other "hidden text" using the Company's name or trademarks; (s) not to modify, translate, adapt, merge, make derivative works of, disassemble, decompile, reverse compile or reverse engineer any part of the Company Properties except to the extent the foregoing restrictions are expressly prohibited by applicable law; (t) not to use any manual or automated software, devices or other processes (including but not limited to spiders, robots, scrapers, crawlers, avatars, data mining tools or the like) to "scrape" or download data from any web pages contained in the Website (except that we grant the operators of public search engines revocable permission to use spiders to copy materials from the Website for the sole purpose of and solely to the extent necessary for creating publicly available searchable indices of the materials, but not caches or archives of such materials); and (u) not to access the Company Properties in order to build a similar or competitive website, application or service.

INTELLECTUAL PROPERTY RIGHTS

Other than content provided by Members and Suppliers, all content ("Content") available through the Website is protected by copyrights, trademarks or other proprietary rights and laws. "Content" includes, but is not limited to text, software, music, sound, photographs, video, graphics or other materials, and "Company Content" includes, but is not limited to, all Content and Services made available by the Company, its suppliers, and/or advertisers on or in, or purchased through, the Company Properties. Subject to the Terms, the Company grants you a limited license to reproduce and display portions of the Company Properties in connection with viewing the Website and using the Services for your own personal purposes. You are not permitted to copy, use, reproduce, distribute, perform, display or create derivative works from the Company Properties unless expressly authorized by the Company. Any rights not expressly granted herein are reserved.

USER-SUBMITTED INFORMATION

You are responsible for any Content that you upload, post, email, transmit or otherwise make available on or through the Company Properties, whether publicly posted, privately transmitted, or sent to any AI powered virtual advisor. You agree, represent and warrant that any Content you transmit through our Website or to us is truthful, accurate, not misleading and offered in good faith, and that you have the right to transmit such Content. You shall not upload, post or otherwise make available on or through the Website any Content protected by copyright, trademark or other proprietary right of any third party without the express written permission of the owner of such right(s) or the authority to do so. You shall be solely liable for any damages resulting from any infringement of copyright, trademark or other proprietary rights, or any other harm resulting from such a submission. We do not want you to, and you should not, send any confidential or proprietary Content to us unless specifically requested by us. Please note that any unsolicited Content sent to the Company will be deemed not to be confidential or proprietary. You agree not transmit through our Website on or through the Company Properties any unlawful, harassing, libelous, abusive, threatening, harmful, vulgar, obscene or otherwise objectionable material of any kind or nature. You further agree not to transmit any material that encourages conduct that could constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national or international law or regulation. We may (but have no obligation to) to remove any Content you transmit through our Website for any reason (or no reason). In addition, if we become aware of any possible violations by you of any provisions of the Terms, we reserve the right to investigate such violations and we may, at our sole discretion, immediately terminate your license to use the Company Properties, or change, alter, or remove Content you transmit through our Website, in whole or in part, without prior notice to you. By submitting Content, other than personally identifiable information, you grant to the Company (or warrant that the owner of such Content has expressly granted to the Company) a non-exclusive, worldwide, royalty-free, transferable, and sublicensable (through multiple tiers) right to exercise any and all copyright, publicity, trademarks, database rights and intellectual property rights you have in the content, in any media known now or in the future. Further, to the fullest extent permitted under applicable law, you waive your moral rights and promise not to assert such rights against the Company, its sublicensees or its assignees. You represent and warrant that none of the following infringe any intellectual property or any other right of any third party: your provision of content to the Company, your posting of content using the Services, and the use of such content (including of works derived from it) by us, our users, or others in contract with us that is done in connection with the Services and in compliance with these Terms.

REGISTRATION

Services Although portions of the Company Content may be viewed simply by browsing the Company Properties (the "General Services"), in order to access premium features and/or receive additional Company Content and Services (including email-based Services) from the Company (the "Personalized Services"), you need to register with us. The General Services and the Personalized Services are referred to collectively in these Terms of Service as the "Services." In consideration for the Personalized Services, you agree to: (a) provide certain current, complete, and accurate information about yourself as prompted to do so by the Company and (b) maintain and update this information as required to keep it current, complete and accurate. All information that we request and you provide on original sign-up, and all updates thereto, are referred to in these Terms of Service as "Registration Data." You acknowledge that some of the Services and Content are provided by third party suppliers and not by the Company. The Company reserves the right to take any and all action, as it deems necessary or reasonable to maintain the security of the Website and your account, including without limitation, terminating your account, changing your password or requesting information to authorize transactions on your account. WE EXPLICITLY DISCLAIM LIABILITY FOR ANY AND ALL LOSSES AND DAMAGES ARISING FROM YOUR FAILURE TO COMPLY WITH THIS SECTION. Eligibility. The Company does not permit the Services to be used by temporarily or indefinitely suspended users. In addition, the Company does not permit use of the Services by residents (a) of any jurisdiction that may prohibit our Services or (b) of any country that is prohibited by law, regulation, treaty or administrative act from entering into trade relations with Cyprus or its citizens. Such countries may include, without limitation, Afghanistan, Iran, Iraq, North Korea and Syria. If you do not qualify, do not use the Services. User Registration Data. Upon registration, including your provision of Registration Data, you will receive an Account identification ("ID") and a password. You are entirely responsible if you do not maintain the confidentiality of your ID and password. You are responsible for all uses of your account, whether or not actually or expressly authorized by you. You may change your password by following instructions on the Website. You agree that your account, ID and password may not be transferred or sold to another party. You agree to immediately notify the Company of any unauthorized use of your account or any other breach of security known to you. Access to your account. In order to ensure the Company is able to provide high quality services, respond to user needs, and comply with laws, you hereby consent to the Company employees and agents accessing your account and Registration Data on a case-by-case basis to investigate complaints or other allegations or suspected abuse. Termination of your account. The Company may modify or discontinue (in whole or in part) the Services or your account with us, with or without notice, for any reason without liability to you, any other user, or any third party. Without limiting the foregoing, we reserve the right to terminate your account immediately (a) if we are unable to verify or authenticate your Registration Data or other information provided by you, (b) if we believe that your actions may cause legal liability for you, the Company, or all or some of our other users, or (c) if we believe you have (i) provided us with false or misleading Registration Data or other information, (ii) interfered with other users or the administration of the Services, or (iii) violated the Terms.

FEES AND PURCHASE TERMS

Payment. You agree to pay all fees or charges to your account in accordance with the fees, charges, and billing terms in effect at the time a fee or charge is due and payable. You must provide the Company with a valid credit card (Visa, MasterCard, or any other issuer accepted by us) or PayPal account ("Payment Provider") as a condition to signing up for any of the Personalized Services. Your Payment Provider agreement governs your use of the designated credit card or PayPal account, and you must refer to that agreement and not the Terms to determine your rights and liabilities. By providing the Company with your credit card number or PayPal account and associated payment information, you agree that the Company is authorized to immediately invoice your account for all fees and charges due and payable to the Company hereunder and that no additional notice or consent is required. You agree to immediately notify the Company of any change in your billing address or the credit card or PayPal account used for payment hereunder. We reserve the right at any time to change our prices and billing methods, either immediately upon posting on the Company Properties or by e-mail delivery to you. Billing via Paypal. Subscribing and submitting your payment via one of our online promotions that uses the PayPal billing mechanic, you will receive an email confirming your subscription. Your PayPal account will be billed 6.99 €/$ every seven days after the free trial has ended (if a free trial is applicable at the time of entering) using the day of your original entry as the starting point until you end your subscription. Please note that in some occassions PayPal may attempt to collect the recurring payment earlier than the due date. If you have signed up to a plan that offers a free trial, and you would like to cancel your subscription please allow at least 24 hours before the payment is due to avoid getting charged. You will still have access to the service until the end of your subscription cycle. Taxes. The Company's fees are net of any applicable Sales Tax. For purposes of this section, "Sales Tax" shall mean any sales or use tax, and any other tax measured by sales proceeds, that the Company is permitted to pass to its customers, that is the functional equivalent of a sales tax where the applicable taxing jurisdiction does not otherwise impose a sales or use tax. If any Services, or payments for any Personalized Services, under the Terms are subject to Sales Tax in any jurisdiction and you have not remitted the applicable Sales Tax to the Company, you will be responsible for the payment of such Sales Tax and any related penalties or interest to the relevant tax authority, and you will indemnify the Company for any liability or expense we may incur in connection with such Sales Taxes. Upon our request, you will provide us with official receipts issued by the appropriate taxing authority, or other such evidence that you have paid all applicable taxes. Optout. To end this service, you should cancel your subscription on PayPal.com or clicking the Unsubscribe link on streamcentral.online Disputes. You must notify us in writing within seven (7) days after receiving your credit card statement, if you dispute any of our charges on that statement or such dispute will be deemed waived. Billing disputes should be notified to the following address: streamcentral.online at gmail.com. Please note that if you are a PayPal customer and our customer service team has offered you a refund (which can take up to 7 working days to process) and you choose to open a dispute via PayPal during this time, we reserve the right to withdraw the refund offered to allow PayPal to investigate into the dispute and provide a resolution.

MONITORING

You acknowledge and agree that we reserve the right (but have no obligation) to do one or all of the following, at our sole discretion: (a) evaluate Content before allowing it to be posted on the Website; (b) monitor Content; (c) alter, remove, reject, or refuse to post or allow to be posted, without notice to you, any Content, for any reason or for no reason whatsoever; provided, however, that we shall have no obligation or liability to you for failure to do so or for doing so in any particular manner; and/or (d) disclose any Content, and the circumstances surrounding its transmission, to any third party in order to operate the Website; to protect the Company and the Website's users and visitors; to comply with legal obligations or governmental requests; to enforce this Agreement; or for any other reason or purpose.